Xoom moves your money fast, and keeps your security a top priority. Speed of money transfer service is subject to many factors, including:
Approval by the Xoom proprietary anti-fraud verification system
Funds availability from sender’s payment account (checking, credit or debit card)
Banking hours and banking system availability in your recipient’s country or region.
Difference in time zones, weekend bank processing availability, and local bank holidays
Receiving agent hours of operation